Terms of Use 

Updated on April 28, 2025

The News Capitalist is your premier source for expert perspectives, comprehensive reviews, and handpicked suggestions across the world of finance and personal economics. Our platform, accessible at https://thenewscapitalist.com, is crafted to assist readers in exploring, analyzing, and choosing financial strategies that suit their goals—whether focused on investments, savings, or the latest market trends.

Our Commitment to Excellence 

At The News Capitalist, we prioritize delivering meticulously researched, reliable, and practical insights. Our dedicated team ensures the platform remains up-to-date with the newest shifts and innovations in the financial landscape. Through rigorous evaluation and thoughtful reporting, we aim to empower individuals to confidently navigate the dynamic world of finance.

By using our website, users acknowledge and accept our terms, policies, and community guidelines. Throughout this document, references to “we,” “us,” and “our” denote The News Capitalist as an independent, unbiased resource committed to financial education and transparency.

What We Provide


As a leading hub for financial discovery, The News Capitalist offers comprehensive evaluations and professional insights designed to help readers make smart, informed choices. Our platform features:

Thorough Financial Reviews – We delve into performance, risk factors, benefits, and limitations, offering a transparent overview of investment strategies, financial tools, and economic opportunities.

Comparative Analyses – Our expert breakdowns spotlight critical differences in costs, returns, and risk profiles, enabling users to select financial products that best align with their goals.

Curated Recommendations – We thoughtfully select top-performing financial solutions across areas like personal finance, investments, savings tools, and emerging economic trends, giving readers access to trustworthy resources that match their aspirations.

The News Capitalist is crafted to serve readers worldwide, ensuring our content remains accessible and relevant across diverse markets. Whether you’re tracking new financial trends, seeking best practices in economic security, or staying updated on market innovations, our insights are designed to enrich your financial journey.

User Privacy & Data Protection

At The News Capitalist, safeguarding user privacy is one of our highest priorities. Our Privacy Policy details how we collect, store, and handle information in full compliance with relevant regulations. We are committed to transparency and responsible data management, ensuring readers have complete clarity on how their personal information is treated when interacting with our platform.

Terms of Use

Our Terms of Use outline the rights, responsibilities, and expectations for anyone accessing The News Capitalist’s services. These guidelines include:

  • Proper Use of the Platform – Guidance on how to engage with The News Capitalist in a respectful and responsible manner.
  • User Responsibilities – Clear standards for interactions, comments, and contributions within our community.
  • Limitations of Liability – Defining the extent of our content and services to ensure a clear understanding of their intended use.

We strongly encourage all readers to review our complete Terms of Use available on our website to fully understand their rights and obligations.

PLEASE REVIEW OUR TERMS OF USE CAREFULLY. IF YOU DO NOT AGREE WITH THESE TERMS, WE ADVISE DISCONTINUING USE OF THE NEWS CAPITALIST’S SERVICES.

At The News Capitalist, we aim to be more than just a source of financial news — we strive to be a trusted partner in your financial journey, helping you discover the best strategies and tools to build a stronger, more informed economic future.

Article I – User Compliance

1.1 Acknowledgment of Terms
By accessing The News Capitalist, you acknowledge that you have read, understood, and agree to comply with our Terms of Use and Privacy Policy in their entirety. Your continued engagement with our platform signifies acceptance of all outlined policies and guidelines.

1.2 Age and Eligibility Requirements
The News Capitalist is intended for individuals who are at least 18 years of age and legally authorized to enter into binding agreements. By using our platform, you confirm that you meet these eligibility standards.

1.3 Discontinuation of Use

If you do not meet the eligibility criteria or disagree with any portion of our Terms of Use, you are required to immediately discontinue use of The News Capitalist and all related services.

Article II – Communication and Support

2.1 Dedicated Support for Users
The News Capitalist provides support channels for readers seeking assistance, raising concerns, or offering feedback related to our platform, services, or content.

2.2 Contacting The News Capitalist
For general questions, technical support, or help with any matter concerning our platform, users should reach out through our official contact form at https://thenewscapitalist.com/contact. Our team is dedicated to delivering prompt responses and maintaining a smooth user experience.

Article III – User and Platform Responsibilities

3.1 User Responsibilities

At The News Capitalist, we expect users to take an active role in familiarizing themselves with our Terms of Use and Privacy Policy before engaging with our platform. Staying informed about any updates or changes is part of each reader’s responsibility, ensuring a secure and transparent experience for all.

3.2 Third-Party Content and External Links

To enhance the depth of our content, The News Capitalist may include links to external websites offering additional resources or services. However, we do not own, manage, or oversee these third-party platforms and cannot be held responsible for any agreements, transactions, or activities that occur outside of our domain.

3.3 User Discretion for External Engagements

Exploring third-party sites linked from The News Capitalist is entirely at the user’s discretion. We strongly encourage readers to review the terms of use, privacy policies, and security practices of any external platform before engaging or sharing personal information.

3.4 Liability Disclaimer for Third-Party Services

The News Capitalist bears no responsibility for the content, operations, or privacy practices of any third-party services referenced on our site. Users interact with external platforms solely at their own risk, and we advise exercising caution when stepping beyond our curated environment.

3.5 Personal Data Security Precautions

To help safeguard your personal data, we encourage users to adopt strong cybersecurity practices, including:

  • Creating robust passwords and enabling multi-factor authentication whenever possible.
  • Steering clear of suspicious downloads and verifying the legitimacy of software before installation.
  • Remaining alert to phishing scams, malware risks, and other potential cyber threats.

Please note: The News Capitalist is not liable for any security breaches, data losses, or damages arising from third-party interactions, external downloads, or unauthorized access to user information.

3.6 Platform Accessibility and Service Disruptions

While The News Capitalist is committed to offering a secure and accessible platform, uninterrupted service cannot always be guaranteed. We are not responsible for:

  • Temporary service outages resulting from technical issues, cyberattacks, or unforeseen disruptions.
  • Platform availability limitations caused by external circumstances beyond our control.
  • Any delays, data losses, or service interruptions that occur outside of our direct influence.

3.7 No Financial Commitments Required

The News Capitalist does not impose any fees or require financial commitments to access our content and services. If you encounter any fraudulent parties falsely representing The News Capitalist and requesting payment, please report them to us immediately.

3.8 Preventing Online Fraud and Phishing Scams

To guard against identity theft, phishing scams, and other fraudulent activities, users should exercise caution when receiving unsolicited messages requesting personal information or containing suspicious links. If you suspect any fraudulent activity, please report it immediately through our official contact form at https://thenewscapitalist.com/contact so that we can investigate and take appropriate action.

Article IV – Prohibited Conduct

At The News Capitalist, we enforce strict standards to ensure a responsible, ethical, and secure digital environment for all users. These principles are essential for maintaining a safe, fair, and accessible platform. Any breach of these policies may result in immediate actions such as account suspension, removal from our platform, and, in more serious cases, legal action.

Users are strictly forbidden from engaging in illegal activities through The News Capitalist. Promoting, supporting, facilitating, or participating in any unlawful conduct — including criminal operations, unauthorized distribution of materials, or fraudulent schemes — is not tolerated. Any attempt to exploit the platform for illegal purposes will lead to decisive enforcement measures, which may include legal proceedings.

All individuals accessing The News Capitalist must comply with local, national, and international laws. Observing regulations related to data protection, intellectual property, and consumer rights is mandatory. Failure to meet these legal requirements may result in restricted or permanently suspended access to our services.

Respect for intellectual property rights is essential at all times. The unauthorized reproduction, modification, distribution, or commercial use of copyrighted materials, trademarks, or proprietary content belonging to The News Capitalist or any third party is strictly forbidden. Violations of these rights may result in enforcement actions, including possible legal proceedings.

Harassment, discrimination, and defamatory conduct will not be tolerated under any circumstances. Users must avoid making threats, engaging in hate speech, or targeting individuals or groups based on race, gender, nationality, religion, disability, sexual orientation, or any other protected characteristic. Any harmful, offensive, or derogatory behavior will result in immediate disciplinary action, including permanent removal from the platform.

The spread of false or deceptive information is strictly prohibited. Users must not publish or circulate misleading, fraudulent, or unverified claims. Deliberate misrepresentation of facts, dissemination of misinformation, or deceptive practices that mislead others undermine the credibility of The News Capitalist and will prompt corrective measures.

The distribution of malicious software or engagement in cyber threats is strictly forbidden. Users are not permitted to transmit or embed viruses, malware, spyware, ransomware, or any harmful programs intended to compromise digital systems, disrupt networks, or damage user data. Any attempt to introduce cybersecurity threats through The News Capitalist or related links will result in serious consequences.

Unauthorized data collection and violations of privacy are also prohibited. Users must not harvest, store, or sell personal information belonging to others without explicit consent. Misusing or mishandling sensitive data, whether in violation of privacy laws or The News Capitalist’s policies, will lead to immediate and decisive corrective action.

Fraudulent and deceptive practices are not tolerated. Impersonating individuals or organizations, engaging in identity theft, operating phishing schemes, or deploying mass spamming techniques for personal or financial gain is strictly prohibited. Any attempt to deceive, exploit, or manipulate users will be met with severe penalties.

Sharing or promoting explicit, violent, or otherwise harmful content is likewise forbidden. The News Capitalist does not allow the posting or distribution of sexually explicit material, graphic violence, obscene content, or any materials deemed unethical, harmful, or excessively disturbing. Such content will be removed immediately, and those responsible may face legal repercussions.

Tampering with security systems or attempting unauthorized access is strictly prohibited. Activities such as hacking, bypassing security protocols, reverse engineering, or any other actions that compromise the integrity of The News Capitalist’s platform will result in permanent suspension and potential legal action.

Users who violate any of these policies risk immediate suspension or permanent removal from The News Capitalist. In cases of serious infractions, reports may be made to the appropriate authorities, and legal action may be taken if necessary. The News Capitalist is firmly committed to maintaining a secure, respectful, and trustworthy environment for all users, and full compliance with these guidelines is essential to that mission.

Article V – Disclaimer of Warranties and Limitation of Liability

The News Capitalist is dedicated to providing a reliable and informative platform; however, we cannot guarantee that our services will always be free from errors, uninterrupted, or completely secure. Although we strive to maintain high standards of accuracy and functionality, we cannot ensure that all information, resources, or outcomes available on our platform will be flawless, exhaustive, or entirely without risk.

Service Availability and Modifications

The News Capitalist reserves the right to modify, suspend, or discontinue any portion of its services at any time, with or without prior notice. New features may be introduced, outdated content may be removed, and adjustments may be made to improve user experience, ensure compliance with regulations, or resolve technical challenges. Users acknowledge that platform availability and content are subject to change without advance warning.

By accessing The News Capitalist, users accept the following terms:

  • Our platform is offered “as is” and “as available,” with no warranties regarding performance, accuracy, or fitness for any particular purpose.
  • We do not guarantee continuous, error-free service or protection against all technical issues and security vulnerabilities.
  • The News Capitalist cannot promise that the platform will meet the specific needs, expectations, or operational requirements of every user.
  • Compliance with legal and regulatory standards may differ depending on the jurisdiction, and we do not guarantee full adherence to all regional laws.
  • We are not responsible for the security, accuracy, or legality of third-party services, external websites, or any linked content accessible through our platform.

Limitation of Liability

The News Capitalist, along with its employees, affiliates, partners, service providers, and licensors, shall not be held liable for any damages, losses, or liabilities resulting from the use or inability to use our platform. This includes, but is not limited to:

  • Loss of revenue, business opportunities, financial earnings, or economic impact resulting from reliance on The News Capitalist’s content or recommendations.
  • Data breaches, cybersecurity risks, or information corruption arising from interactions with our platform or third-party services.
  • Service disruptions, outages, or technical failures caused by system malfunctions, cyber threats, or external factors beyond our control.
  • Costs associated with seeking alternative services due to modifications, updates, or the discontinuation of offerings by The News Capitalist.
  • Legal, financial, or operational consequences stemming from the use of The News Capitalist’s platform, whether directly or indirectly.

These limitations apply in all circumstances, regardless of the cause — whether resulting from technical failures, security breaches, or other platform errors — even if The News Capitalist has been advised of potential risks.

By continuing to use The News Capitalist, you explicitly acknowledge and accept these disclaimers and limitations of liability. You understand that The News Capitalist assumes no responsibility for any negative consequences, damages, or losses arising from your use of the platform. Users are encouraged to exercise caution and discretion when relying on any content, recommendations, or services provided through The News Capitalist.

Article VI – Duration and Legal Timeframe

The Terms of Use established by The News Capitalist remain in effect indefinitely unless officially revised, updated, or revoked by the platform. These terms govern all interactions with The News Capitalist and continue to be binding for as long as users engage with our platform and services.

Any legal or regulatory claims related to the use of The News Capitalist, including matters pertaining to our Privacy Policy, must be formally submitted within 90 days from the date the issue or dispute first arose. Claims filed after this period may be deemed invalid and unenforceable under applicable legal standards. This limitation ensures that disputes are addressed promptly and prevents outdated claims from disrupting the platform’s operations.

Article VII – Governing Law and Jurisdiction

The interpretation, enforcement, and application of The News Capitalist’s Terms of Use and Privacy Policy are governed by relevant federal laws, civil regulations, and applicable consumer protection and data privacy statutes.

Any legal disputes, claims, or proceedings arising from these terms will be addressed exclusively within the appropriate courts. By using The News Capitalist, users acknowledge and agree that all legal matters will be resolved according to the legal framework applicable to digital services and online platforms. Users are also expected to comply fully with all relevant laws and regulations while engaging with The News Capitalist.

Article VIII – Intellectual Property and Content Ownership

8.1 Content Rights and Ownership

All content published on The News Capitalist, including but not limited to text, images, videos, graphics, software, trademarks, and branding elements, is protected by copyright, trademark, and intellectual property laws. Ownership of this material remains exclusively with The News Capitalist or its affiliated licensors.

Unauthorized use, reproduction, modification, distribution, public display, or repurposing of any content from The News Capitalist without explicit written consent is strictly prohibited. Users are not permitted to copy, exploit, or commercialize any part of the platform’s content without obtaining prior authorization.

8.2 Disclaimer of Liability

The News Capitalist is not responsible for user-generated content, third-party contributions, or externally sourced materials displayed on the platform. This includes, but is not limited to, comments, discussions, embedded third-party content, and interactions originating from social media.

Furthermore, The News Capitalist disclaims any liability for direct, indirect, incidental, or consequential damages arising from reliance on content provided through the platform. Users are strongly encouraged to independently verify information before making any decisions based on the materials available.

8.3 Content Violations and Enforcement

The News Capitalist reserves the right to remove, restrict, or block any content that violates our policies. This includes material that is illegal, defamatory, misleading, offensive, or that infringes upon intellectual property rights.

Users who repeatedly engage in prohibited content-sharing activities may be subject to content restrictions, account suspension, or permanent removal from the platform, at the sole discretion of The News Capitalist.

Article IX – Amendments to Terms and Conditions

The News Capitalist reserves the right to modify, update, or discontinue any part of its Terms of Use, Privacy Policy, or platform services at its sole discretion, with or without prior notice. Changes may include:

  • Updates to the platform’s functionality or the expansion of service offerings.
  • Modifications to comply with evolving legal or regulatory requirements.
  • Revisions to policies that regulate user interactions and platform engagement.
  • Removal, replacement, or discontinuation of certain features or services as necessary.

Users are responsible for regularly reviewing the Terms of Use to remain informed about any modifications. Continued use of The News Capitalist after updates take effect constitutes acceptance of the revised terms.

The News Capitalist is not responsible for any losses, service disruptions, or inconveniences resulting from modifications, temporary suspensions, or the discontinuation of platform features.

If you do not agree with any updates to these terms, you must immediately discontinue use of The News Capitalist’s platform and services.

Article X – Contact Information

For any inquiries, concerns, or requests for clarification regarding The News Capitalist’s services, policies, or platform operations, users are encouraged to contact us through our official support channel at https://thenewscapitalist.com/contact.

We welcome feedback, technical support requests, and general inquiries. While we make every effort to respond promptly, response times may vary depending on the nature and complexity of each request.

Disclaimer

Under no circumstance we will require you to pay in order to release any type of product, including credit cards, loans or any other offer. If this happens, please contact us immediately. Always read the terms and conditions of the service provider you are reaching out to. We make money from advertising and referrals for some but not all products displayed in this website. Everything published here is based on quantitative and qualitative research, and our team strives to be as fair as possible when comparing competing options.

Advertiser Disclosure

We are an independent, objective, advertising-supported content publisher website. In order to support our ability to provide free content to our users, the recommendations that appear on our site might be from companies from which we receive affiliate compensation. Such compensation may impact how, where and in which order offers appear on our site. Other factors such as our own proprietary algorithms and first party data may also affect how and where products/offers are placed. We do not include all currently available financial or credit offers in the market in our website.

Editorial Note

Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included within the post. That said, the compensation we receive from our affiliate partners does not influence the recommendations or advice our team of writers provides in our articles or otherwise impact any of the content on this website. While we work hard to provide accurate and up to date information that we believe our users will find relevant, we cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof.